No, a visa itself does not provide a medical policy. The visa requires the applicant to purchase and maintain a specific type of private health policy (All-Risk Coverage) to be approved. This requirement ensures the foreigner is prepared for any medical eventuality, including accident, illness, disability, hospitalization, death, or repatriation, upon entry.

Visa health policy refers to a specific private policy required for most Colombian visa applications, as mandated by Resolution 5477. This policy is required to cover “all risks” in the national territory, including accidents, illness, death, and repatriation, serving as legal proof that the applicant can manage health emergencies during their stay.

If you are a tourist or visa applicant, you can purchase a private health policy online (e.g., EG Assist) using your valid passport. If you are a resident, you may eventually report your documentation to an EPS provider; however, it is highly recommended to avoid EPS enrollment if you are currently applying for or renewing a retirement visa, as an active status in the national system (ADRES) can negatively impact your application and lead to rejection or withdrawal.

The cost of private health policy varies by plan level and applicant age. For the the EG Visa Protect plan starts at US$495 annually (approx. US$41.25 per month). For higher coverage limits, the EG Visa Protect Pro starts at US$595 annually (approx. US$49.58 per month). Please note that for applicants aged 76 to 85, there is a 50% premium increase.

By adding the Premium Flex Add-On (USD 100), you gain a 100% money-back guarantee if your visa is denied, plus total flexibility for date changes and term adjustments.

Apply terms and conditions.

Yes, because eligibility for private health insurance in Colombia is generally based on the individual’s legal documents (such as a passport) and physical presence in the country, not on holding a US visa. The global coverage of EG Assist health policies provides protection within Colombia but does not include coverage in the insured person’s country of origin.

Yes, foreigners have two primary options for obtaining health coverage:

• Private/Travel Health Policy (EG Assist): Purchased with a passport, this is mandatory for visa applications and compliant with Resolution 5477.
• National EPS: Once the Cédula de Extranjería is obtained, you can enroll in the Colombian public healthcare system.

Important: Foreigners with a Retirement Visa can’t enroll in an EPS, due to Resolution 5477 restrictions.

Digital nomads must have a health policy with all-risk coverage valid for the duration of the Digital Nomad Visa application. EG Assist plans provide the necessary medical services, including 24-hour Tele-Doctor guidance, for the full term of the visa.

A pre-existing condition refers to any illness or injury treated before your policy’s start date. EG Assist plans provide emergency stabilization for pre-existing conditions up to specific limits (USD 300 for EG Visa Protect plan and USD 1,000 for Visa Protect Pro plan). You must review your specific policy’s terms to understand the look-back period.

Typical exclusions include non-emergency outpatient care, organ transplants, dialysis, and pregnancy-related expenses like induced abortions. Additionally, incidents involving substance abuse, risky activities, self-inflicted injuries, and services not pre-authorized by your plan are generally excluded.

Yes, absolutely. Beyond the legal requirement, it provides essential coverage for unexpected medical emergencies or illnesses while abroad. It helps cover massive costs such as hospital stays, doctor visits, medications, and emergency medical evacuation.