The Premium Flex Upgrade is a set of benefits that includes a Full Refund Guarantee for the years of coverage contracted (in case of visa denial or unadmission). Please note that this refund applies only to the value of the health policy; the cost paid for acquiring the Premium Flex Upgrade is non-refundable under any circumstances. Additionally, it includes up to 2 date changes for the start of coverage and a refund for unused years if the government grants you a visa for a period shorter than the health coverage acquired.





