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  • Article April 15, 2026

How to Obtain a 3-Year Retirement Visa with EG Assist Health Policy

  • Health in Colombia, Health Policies for Visas
EG Assist Team
3-Year Retirement Visa with EG Assist Health Policy

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    Health policy for seniors is a crucial factor that can determine not only the approval of your retirement visa in Colombia, but also the maximum duration of its validity: up to three years. 

    Presenting a 3-year health coverage policy with EG Assist will not only meet the visa requirements outlined in Resolution 5477, —which also prohibits affiliation to EPS for those applying for this visa—, but also demonstrates financial stability, a greater commitment to your medical protection, due care in case of pre-existing conditions, and above all, extended coverage that will significantly increase your probability of obtaining the maximum migratory validity on your retirement visa. Benefits that you can obtain with EG Assist plans, especially the EG Visa Protect Pro, which you can acquire in just minutes.

    What does Resolution 5477 say about Health Policy for the Retirement Visa?

    A common mistake among retirement visa applicants is believing that affiliation with the Health Promoting Entities (EPS) system can substitute the health policy for retirees required for the visa process. It is crucial to understand that, by law, according to Resolution 5477, foreigners applying for a retirement visa are prohibited from using the EPS as proof of their health policy obligation to the Ministry of Foreign Affairs during the initial application and renewals.

    The resolution is clear in stating that the health policy must be a private health policy with national coverage against all risks, so presenting an EPS affiliation as health support will result in unadmitted status or visa denial.

    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa
    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa

    How can a Health Policy Influence the Approval Time for a Retirement Visa?

    Providing a health policy with a validity period of more than one year directly impacts the decision on the duration of the retirement visa. By presenting a policy that covers the maximum period the visa can grant (3 years in this case) as provided by EG Assist, you demonstrate to the Colombian government your commitment and economic capacity to cover your medical needs throughout your planned stay, completely minimizing the potential burden on the Colombian public health system in case of an emergency or necessary medical attention.

    If, on the contrary, you apply with a 1-year policy coverage, it is highly likely that your visa would only be approved for one year, as you would not be presenting greater coverage for the visa to be approved for a longer period, which would also force you to incur annual renewal costs and procedures for the health policy for seniors.

     

    Based on our experience, providing a three-year health policy through our EG Assist plans increases the likelihood of obtaining the maximum migratory validity, as a visa couldn’t be approved for a duration longer than the medical coverage.

    Why is EG Assist the Best Option to Secure a 3-year Health Policy for a Retirement Visa?

    Obtaining a health policy that meets visa requirements and provides the highest possible coverage is a decisive factor for your visa application, since the vast majority of health policy providers only offer policies with annual renewals. In this case, with EG Assist, you will find the only health policy with extended coverage of up to 3 years, coverage for your pre-existing conditions, and a health policy especially for seniors, such as the EG Visa Protect Pro Plan.

    Unique three-year extended coverage

    EG Assist is the only health policy on the market offering a 3-year extended coverage tailored specifically for visa applicants requiring maximum validity. Choosing this unique policy streamlines the immigration process for you and your family, providing long-term security, significant time and cost savings, and a relaxed transition into life in Colombia.

    Pre-existing conditions coverage

    Senior expats or retirees typically have medical histories that involve pre-existing conditions. This can lead to challenges with various health policies. However, the specialized EG Assist plans address this issue effectively. With EG Visa Protect, emergency expenses for chronic or pre-existing illnesses are covered up to $300, while EG Visa Protect Pro Plan increases that coverage to $1,000.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

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    Refundable Health Policy

    For just USD 100, expats can upgrade their health policy for seniors to a premium/flexible upgrade with enhanced benefits, including the possibility to easily change policy dates, a full refund if their visa is denied, and reimbursement for unused policy time if the visa is not approved for the same coverage’s duration.

    Purchasing our specialized EG Visa Protect Pro plan is simple, fast, and secure. Just fill the form below to have optimal coverage that will increase your chances of receiving your retirement visa approved for its maximum term.

    To Sum Up: Increase the Chances of Obtaining a 3-year Retirement Visa with EG Assist Health Policy

    For any visa application in Colombia, presenting a health policy is mandatory. However, not all policies meet the Ministry of Foreign Affairs’ requirements, especially for foreigners applying for a retirement visa. These applicants cannot affiliate with an EPS and must have an international health policy for seniors with comprehensive coverage.

     The EG Assist three-year health policy is a valuable option, providing essential medical coverage and helping secure the maximum validity for a retirement visa, eliminating the need for annual renewals and associated risks. When considering health policies for seniors, EG Visa Protect Pro is the top choice for these purposes:

    1. Three-Year Coverage: EG Assist offers up to three years of health policy coverage, boosting chances for a full visa by showing long-term health commitment.
    2. Migration Compliance: The EG Assist policy meets Resolution 5477’s requirement for private health policy against all risk and repatriation.
    3. Senior Coverage: The EG Visa Protect Pro caters to seniors, covering pre-existing conditions and demonstrating financial stability to the government.

    For a seamless retirement visa application process in Colombia, choose the EG Visa Protect Pro for comprehensive three-year health policy coverage specifically designed for seniors. Ensure your peace of mind and compliance with government requirements—get started today!

    For a seamless retirement visa application process in Colombia, choose the EG Visa Protect Pro for comprehensive three-year health policy coverage specifically designed for seniors. Ensure your peace of mind and compliance with government requirements—get started today!

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    Frequently Asked Questions

    These are the most commonly asked questions about EG Assist Can’t find what you’re looking for? Chat with our team, we’re here to help you.

    Does a Colombian visa have medical policy?

    No, a visa itself does not provide a medical policy. The visa requires the applicant to purchase and maintain a specific type of private health policy (All-Risk Coverage) to be approved. This requirement ensures the foreigner is prepared for any medical eventuality, including accident, illness, disability, hospitalization, death, or repatriation, upon entry.

    What is the visa health policy in Colombia?

    Visa health policy refers to a specific private policy required for most Colombian visa applications, as mandated by Resolution 5477. This policy is required to cover “all risks” in the national territory, including accidents, illness, death, and repatriation, serving as legal proof that the applicant can manage health emergencies during their stay.

    How to get a health policy as a foreigner?

    If you are a tourist or visa applicant, you can purchase a private health policy online (e.g., EG Assist) using your valid passport. If you are a resident, you may eventually report your documentation to an EPS provider; however, it is highly recommended to avoid EPS enrollment if you are currently applying for or renewing a retirement visa, as an active status in the national system (ADRES) can negatively impact your application and lead to rejection or withdrawal.

    How much is health policy in Colombia per month?

    The cost of private health policy varies by plan level and applicant age. For the the EG Visa Protect plan starts at US$495 annually (approx. US$41.25 per month). For higher coverage limits, the EG Visa Protect Pro starts at US$595 annually (approx. US$49.58 per month). Please note that for applicants aged 76 to 85, there is a 50% premium increase.

    By adding the Premium Flex Add-On (USD 100), you gain a 100% money-back guarantee if your visa is denied, plus total flexibility for date changes and term adjustments.

    Apply terms and conditions.

    Can someone with a US visa get a health policy?

    Yes, because eligibility for private health insurance in Colombia is generally based on the individual’s legal documents (such as a passport) and physical presence in the country, not on holding a US visa. The global coverage of EG Assist health policies provides protection within Colombia but does not include coverage in the insured person’s country of origin.

    Can a foreigner get a health policy in Colombia?

    Yes, foreigners have two primary options for obtaining health coverage:

    • Private/Travel Health Policy (EG Assist): Purchased with a passport, this is mandatory for visa applications and compliant with Resolution 5477.
    • National EPS: Once the Cédula de Extranjería is obtained, you can enroll in the Colombian public healthcare system.

    Important: Foreigners with a Retirement Visa can’t enroll in an EPS, due to Resolution 5477 restrictions.

    How can I access health services in Colombia as a digital nomad?

    Digital nomads must have a health policy with all-risk coverage valid for the duration of the Digital Nomad Visa application. EG Assist plans provide the necessary medical services, including 24-hour Tele-Doctor guidance, for the full term of the visa.

    How far back is a pre-existing condition?

    A pre-existing condition refers to any illness or injury treated before your policy’s start date. EG Assist plans provide emergency stabilization for pre-existing conditions up to specific limits (USD 300 for EG Visa Protect plan and USD 1,000 for Visa Protect Pro plan). You must review your specific policy’s terms to understand the look-back period.

    What expenses are not covered by a health policy?

    Typical exclusions include non-emergency outpatient care, organ transplants, dialysis, and pregnancy-related expenses like induced abortions. Additionally, incidents involving substance abuse, risky activities, self-inflicted injuries, and services not pre-authorized by your plan are generally excluded.

    Is it worthwhile to get travel health policy?

    Yes, absolutely. Beyond the legal requirement, it provides essential coverage for unexpected medical emergencies or illnesses while abroad. It helps cover massive costs such as hospital stays, doctor visits, medications, and emergency medical evacuation.

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    EG Assist provides a specialized travel health policy designed for the Colombian visa process. As the trusted choice for expats, we deliver reliable, tailored coverage for digital nomads, retirees, and investors, guaranteeing your peace of mind from day one.

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