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  • Article April 15, 2026

How to Obtain a 3-Year Retirement Visa with EG Assist Health Policy

  • Health in Colombia, Health Policies for Visas
EG Assist Team
How to Obtain a 3-Year Retirement Visa with EG Assist Health Policy

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Table of Contents

    Health policy for seniors is a crucial factor that can determine not only the approval of your retirement visa in Colombia, but also the maximum duration of its validity: up to three years. 

    Presenting a 3-year health coverage policy with EG Assist will not only meet the visa requirements outlined in Resolution 5477, —which also prohibits affiliation to EPS for those applying for this visa—, but also demonstrates financial stability, a greater commitment to your medical protection, due care in case of pre-existing conditions, and above all, extended coverage that will significantly increase your probability of obtaining the maximum migratory validity on your retirement visa. Benefits that you can obtain with EG Assist plans, especially the EG Visa Protect Pro, which you can acquire in just minutes.

    What does Resolution 5477 say about Health Policy for the Retirement Visa?

    A common mistake among retirement visa applicants is believing that affiliation with the Health Promoting Entities (EPS) system can substitute the health policy for retirees required for the visa process. It is crucial to understand that, by law, according to Resolution 5477, foreigners applying for a retirement visa are prohibited from using the EPS as proof of their health policy obligation to the Ministry of Foreign Affairs during the initial application and renewals.

    The resolution is clear in stating that the health policy must be a private health policy with national coverage against all risks, so presenting an EPS affiliation as health support will result in unadmitted status or visa denial.

    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa
    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa

    How can a Health Policy Influence the Approval Time for a Retirement Visa?

    Providing a health policy with a validity period of more than one year directly impacts the decision on the duration of the retirement visa. By presenting a policy that covers the maximum period the visa can grant (3 years in this case) as provided by EG Assist, you demonstrate to the Colombian government your commitment and economic capacity to cover your medical needs throughout your planned stay, completely minimizing the potential burden on the Colombian public health system in case of an emergency or necessary medical attention.

    If, on the contrary, you apply with a 1-year policy coverage, it is highly likely that your visa would only be approved for one year, as you would not be presenting greater coverage for the visa to be approved for a longer period, which would also force you to incur annual renewal costs and procedures for the health policy for seniors.

     

    Based on our experience, providing a three-year health policy through our EG Assist plans increases the likelihood of obtaining the maximum migratory validity, as a visa couldn’t be approved for a duration longer than the medical coverage.

    Why is EG Assist the Best Option to Secure a 3-year Health Policy for a Retirement Visa?

    Obtaining a health policy that meets visa requirements and provides the highest possible coverage is a decisive factor for your visa application, since the vast majority of health policy providers only offer policies with annual renewals. In this case, with EG Assist, you will find the only health policy with extended coverage of up to 3 years, coverage for your pre-existing conditions, and a health policy especially for seniors, such as the EG Visa Protect Pro Plan.

    Unique three-year extended coverage

    EG Assist is the only health policy on the market offering a 3-year extended coverage tailored specifically for visa applicants requiring maximum validity. Choosing this unique policy streamlines the immigration process for you and your family, providing long-term security, significant time and cost savings, and a relaxed transition into life in Colombia.

    Pre-existing conditions coverage

    Senior expats or retirees typically have medical histories that involve pre-existing conditions. This can lead to challenges with various health policies. However, the specialized EG Assist plans address this issue effectively. With EG Visa Protect, emergency expenses for chronic or pre-existing illnesses are covered up to $300, while EG Visa Protect Pro Plan increases that coverage to $1,000.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

    Refundable Health Policy

    For just USD 100 per year, expats can upgrade their health policy for seniors to a premium/flexible upgrade with enhanced benefits, including the possibility to easily change policy dates, a full refund if their visa is denied, and reimbursement for unused policy time if the visa is not approved for the same coverage’s duration.

    Purchasing our specialized EG Visa Protect Pro plan is simple, fast, and secure. Just fill the form below to have optimal coverage that will increase your chances of receiving your retirement visa approved for its maximum term.

    Explore EG Assist health policy plans, designed for visas in Colombia, and obtain peace of mind with your application

    To Sum Up: Increase the Chances of Obtaining a 3-year Retirement Visa with EG Assist Health Policy

    For any visa application in Colombia, presenting a health policy is mandatory. However, not all policies meet the Ministry of Foreign Affairs’ requirements, especially for foreigners applying for a retirement visa. These applicants cannot affiliate with an EPS and must have an international health policy for seniors with comprehensive coverage.

     The EG Assist three-year health policy is a valuable option, providing essential medical coverage and helping secure the maximum validity for a retirement visa, eliminating the need for annual renewals and associated risks. When considering health policies for seniors, EG Visa Protect Pro is the top choice for these purposes:

    1. Three-Year Coverage: EG Assist offers up to three years of health policy coverage, boosting chances for a full visa by showing long-term health commitment.
    2. Migration Compliance: The EG Assist policy meets Resolution 5477’s requirement for private health policy against all risk and repatriation.
    3. Senior Coverage: The EG Visa Protect Pro caters to seniors, covering pre-existing conditions and demonstrating financial stability to the government.

    For a seamless retirement visa application process in Colombia, choose the EG Visa Protect Pro for comprehensive three-year health policy coverage specifically designed for seniors. Ensure your peace of mind and compliance with government requirements—get started today!

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    Frequently Asked Questions

    These are the most commonly asked questions about EG Assist Can’t find what you’re looking for? Chat with our team, we’re here to help you.

    What is the difference between medicina prepagada and the EG Assist private health policy?

    Medicina Prepagada is a supplemental health plan for Colombian residents that legally requires an active EPS affiliation, operates on monthly payments, and lacks mandatory repatriation coverage unless expensive add-ons are added. In contrast, EG Assist is an independent private health policy specifically tailored to satisfy Resolution 5477 for Colombian visa applications. It requires no EPS enrollment, includes mandatory medical and funeral repatriation, and allows upfront purchase for 1, 2, or 3 years to match your full visa duration at a lower total cost.

    What happens if an M-Retirement visa holder affiliates with the public health system after approval?

    If an expat joins the public health system while holding an M-Retirement visa, the Ministry of Foreign Affairs will flag the violation during the renewal or reapplication process. The evaluating officer, checking the ADRES platform with the applicant’s cédula de extranjería, will deem the case inadmissible and demand official proof of disaffiliation before moving forward.

    Can I use an EPS certificate if I am applying for a Colombian Retirement Visa?

    Absolutely not. Under Article 77 of Resolution 5477, active affiliation with the domestic public social security system is explicitly prohibited for M-Retirement visa holders. Using a public health registration instead of a dedicated private plan will lead directly to your application being marked as inadmissible by the Ministry of Foreign Affairs.

    Why does the Colombian public health system (EPS) fail to satisfy visa guidelines?

    The main reason is that the public system operates entirely under a regional, territorial contribution scheme. Because of this localized legal structure, it completely lacks the financial mechanisms and international logistics required to perform medical transfers or funeral repatriation across borders, which makes a private policy an immediate necessity.

    What mandatory requirements must a health policy certificate show for visa approval?

    According to Resolution 5477, the coverage certificate must explicitly specify nationwide, “all-risk” coverage. The health policy must cover acute illnesses, immediate attention for unforeseen accidents, maternity emergencies, disability or invalidity, full hospital stays, death logistics, and international repatriation back to the country of origin.

    Is an EPS certificate valid for a Colombian visa application in 2026?

    No, a standard public health certificate from an EPS is generally not valid because the Ministry of Foreign Affairs enforces strict structural rules under Resolution 5477. When evaluating eps vs. private health policy requirements, the EPS option lacks critical international clauses, specifically full-risk coverage for death expenses and medical or funeral repatriation.

    Why can a medication reimbursement request be denied?

    Claims may be denied because of missing documentation, unauthorized purchases, non-covered medical events, excluded treatments, or expenses exceeding the coverage limits of the contracted plan.

    What should I do during an emergency?

    Seek immediate medical attention first. Once the situation is stable, contact the EG Assist Assistance Center as soon as possible to report the emergency and receive guidance on the reimbursement process.

    What happens if I purchase medication without authorization?

    Unauthorized expenses may not be reimbursed. In non-emergency situations, Health Policy Beneficiaries should contact EG Assist before purchasing medication or receiving treatment.

    Is every prescription medication refundable?

    No. Reimbursement depends on the plan terms, coverage limits, medical authorization, and whether the medication is connected to a covered emergency medical event.

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