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  • Article April 15, 2026

How to Obtain a 3-Year Retirement Visa with EG Assist Health Policy

  • Health in Colombia, Health Policies for Visas
EG Assist Team
How to Obtain a 3-Year Retirement Visa with EG Assist Health Policy

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    Health policy for seniors is a crucial factor that can determine not only the approval of your retirement visa in Colombia, but also the maximum duration of its validity: up to three years. 

    Presenting a 3-year health coverage policy with EG Assist will not only meet the visa requirements outlined in Resolution 5477, —which also prohibits affiliation to EPS for those applying for this visa—, but also demonstrates financial stability, a greater commitment to your medical protection, due care in case of pre-existing conditions, and above all, extended coverage that will significantly increase your probability of obtaining the maximum migratory validity on your retirement visa. Benefits that you can obtain with EG Assist plans, especially the EG Visa Protect Pro, which you can acquire in just minutes.

    What does Resolution 5477 say about Health Policy for the Retirement Visa?

    A common mistake among retirement visa applicants is believing that affiliation with the Health Promoting Entities (EPS) system can substitute the health policy for retirees required for the visa process. It is crucial to understand that, by law, according to Resolution 5477, foreigners applying for a retirement visa are prohibited from using the EPS as proof of their health policy obligation to the Ministry of Foreign Affairs during the initial application and renewals.

    The resolution is clear in stating that the health policy must be a private health policy with national coverage against all risks, so presenting an EPS affiliation as health support will result in unadmitted status or visa denial.

    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa
    Article 77 of Resolution 5477 has all the necessary requirements for the Retirement Visa

    How can a Health Policy Influence the Approval Time for a Retirement Visa?

    Providing a health policy with a validity period of more than one year directly impacts the decision on the duration of the retirement visa. By presenting a policy that covers the maximum period the visa can grant (3 years in this case) as provided by EG Assist, you demonstrate to the Colombian government your commitment and economic capacity to cover your medical needs throughout your planned stay, completely minimizing the potential burden on the Colombian public health system in case of an emergency or necessary medical attention.

    If, on the contrary, you apply with a 1-year policy coverage, it is highly likely that your visa would only be approved for one year, as you would not be presenting greater coverage for the visa to be approved for a longer period, which would also force you to incur annual renewal costs and procedures for the health policy for seniors.

     

    Based on our experience, providing a three-year health policy through our EG Assist plans increases the likelihood of obtaining the maximum migratory validity, as a visa couldn’t be approved for a duration longer than the medical coverage.

    Why is EG Assist the Best Option to Secure a 3-year Health Policy for a Retirement Visa?

    Obtaining a health policy that meets visa requirements and provides the highest possible coverage is a decisive factor for your visa application, since the vast majority of health policy providers only offer policies with annual renewals. In this case, with EG Assist, you will find the only health policy with extended coverage of up to 3 years, coverage for your pre-existing conditions, and a health policy especially for seniors, such as the EG Visa Protect Pro Plan.

    Unique three-year extended coverage

    EG Assist is the only health policy on the market offering a 3-year extended coverage tailored specifically for visa applicants requiring maximum validity. Choosing this unique policy streamlines the immigration process for you and your family, providing long-term security, significant time and cost savings, and a relaxed transition into life in Colombia.

    Pre-existing conditions coverage

    Senior expats or retirees typically have medical histories that involve pre-existing conditions. This can lead to challenges with various health policies. However, the specialized EG Assist plans address this issue effectively. With EG Visa Protect, emergency expenses for chronic or pre-existing illnesses are covered up to $300, while EG Visa Protect Pro Plan increases that coverage to $1,000.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

    Specialized coverage for seniors

    Even considering that there are young or adult retirees, EG Assist has a specialized plan for seniors, developed precisely in the EG Visa Protect Pro, which is structured to offer greater coverage for medical assistance, sanitary or funeral repatriation, and, above all, assistance for pre-existing illness.

    Refundable Health Policy

    For just USD 100 per year, expats can upgrade their health policy for seniors to a premium/flexible upgrade with enhanced benefits, including the possibility to easily change policy dates, a full refund if their visa is denied, and reimbursement for unused policy time if the visa is not approved for the same coverage’s duration.

    Purchasing our specialized EG Visa Protect Pro plan is simple, fast, and secure. Just fill the form below to have optimal coverage that will increase your chances of receiving your retirement visa approved for its maximum term.

    Explore EG Assist health policy plans, designed for visas in Colombia, and obtain peace of mind with your application

    To Sum Up: Increase the Chances of Obtaining a 3-year Retirement Visa with EG Assist Health Policy

    For any visa application in Colombia, presenting a health policy is mandatory. However, not all policies meet the Ministry of Foreign Affairs’ requirements, especially for foreigners applying for a retirement visa. These applicants cannot affiliate with an EPS and must have an international health policy for seniors with comprehensive coverage.

     The EG Assist three-year health policy is a valuable option, providing essential medical coverage and helping secure the maximum validity for a retirement visa, eliminating the need for annual renewals and associated risks. When considering health policies for seniors, EG Visa Protect Pro is the top choice for these purposes:

    1. Three-Year Coverage: EG Assist offers up to three years of health policy coverage, boosting chances for a full visa by showing long-term health commitment.
    2. Migration Compliance: The EG Assist policy meets Resolution 5477’s requirement for private health policy against all risk and repatriation.
    3. Senior Coverage: The EG Visa Protect Pro caters to seniors, covering pre-existing conditions and demonstrating financial stability to the government.

    For a seamless retirement visa application process in Colombia, choose the EG Visa Protect Pro for comprehensive three-year health policy coverage specifically designed for seniors. Ensure your peace of mind and compliance with government requirements—get started today!

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    Frequently Asked Questions

    These are the most commonly asked questions about EG Assist Can’t find what you’re looking for? Chat with our team, we’re here to help you.

    What does the Premium Flex Upgrade add-on include?

    The Premium Flex Upgrade is a set of benefits that includes a Full Refund Guarantee for the years of coverage contracted (in case of visa denial or unadmission). Please note that this refund applies only to the value of the health policy; the cost paid for acquiring the Premium Flex Upgrade is non-refundable under any circumstances. Additionally, it includes up to 2 date changes for the start of coverage and a refund for unused years if the government grants you a visa for a period shorter than the health coverage acquired.

    Which EG Assist health policy can I purchase the Premium Flex Upgrade with?

    The Premium Flex Upgrade is an exclusive add-on that can be purchased when acquiring either the EG Visa Protect, EG Visa Protect Pro, EG Visa Protect Max, or EG Visa Protect Elite policies.

    What is the deadline to request a refund for unused policy years?

    To receive the benefit, you must request a refund for unused policy years within 3 business days after your visa is issued.

    Do the Premium Flex Upgrade benefits still apply if I have already used my medical assistance?

    No. The benefits of the Premium Flex Upgrade (both refunds and date changes) only apply if no medical assistance service has been provided or requested. Once a medical claim is initiated, the policy automatically becomes non-refundable.

    Can I get a refund for partial months or days if my visa is shorter than my policy?

    No, the refund for unused years is calculated only on full, unused policy years. It does not cover partial years, months, or days.

    Is the cost of the Premium Flex Upgrade itself refundable if my visa is denied or declared unadmitted?

    No, the initial cost of acquiring the Premium Flex Upgrade (the $100 USD, $200 USD, or $300 USD fee) is non-refundable under any circumstances.

    Can I change the start date of my EG Assist health policy with the Premium Flex Upgrade?

    The Premium Flex Upgrade allows you to change your coverage start date up to 2 times. This request must be made before the original coverage start date.

    What if the Colombian government grants me a shorter visa than the policy I purchased?

    If the government-issued visa has a shorter duration than your policy (for example, if you purchased a 3-year policy but only received a 1-year visa), the Premium Flex Upgrade guarantees a refund exclusively for the full, unused policy years not covered by your visa’s validity period. To access this benefit, you must request it within 3 business days after your visa is issued.

    Does the Premium Flex Upgrade cover refunds if my Colombian visa application is "unadmitted"?

    Yes, the Premium Flex Upgrade guarantees a full refund for the years of coverage contracted if your visa is denied or unadmitted. Without the Premium Flex Upgrade, it is not possible to receive a refund under any circumstances.

    Will I get a full refund on my policy if my Colombian visa is denied?

    Yes, the Premium Flex Upgrade offers a full refund for the years of coverage contracted if your visa is denied or declared unadmitted. To claim this, you must contact us to request the refund within 30 days of your policy’s coverage start date, regardless of when the visa denial or non-admission occurs. Please note that this refund applies only to the value of the health policy; the fee paid for the Premium Flex Upgrade is non-refundable under any circumstances.

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